BucketGrove
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Money planning, made for Australia

Real spending.
Clear Buckets.
A budget that fits.

Build your budget from what you actually spend. Organise money into Buckets for bills, everyday life and bigger plans, on a cycle that fits your pay.

See how it works
Friends enjoying a relaxed afternoon by an Australian coastal rock pool
Make room for the life outside your spreadsheet.

How it works

From a bank transaction
to a clearer plan.

A payment tells you what left your account. A Bucket shows what that spending means for your budget.

Follow one electricity payment Illustrative example · All amounts in AUD

  1. Import your statement

    Bank transactionElectricity payment−$120.00Money paid from your account

    The payment appears in your imported history, ready for review.

  2. Review and categorise

    Expense categoryElectricity
    Allocated to Bills100%
    You choose the category’s allocation

    Confirm the expense and its category. The category determines which Bucket it counts towards.

  3. See it in your Bucket

    Bills Bucket$120 countedTowards your Bills spending

    The payment joins your other Bills expenses, even when they come from different accounts.

Now you know where you stand.

You had spent $500 on Bills this month. With this $120 payment included, you can see how much of your plan remains.

Monthly Bills budget
$800
Spent after this payment
$620
Left in the Bills budget
$180

Check upcoming bills against that $180, then adjust your plan if you need to. It’s budget remaining, not your bank balance.

Buckets organise your plan; they don’t move your money. This example puts Electricity entirely into Bills, but categories can also be split across Buckets. Statement import is available; bank connections are planned.

Life has more
than one rhythm.

Weekly groceries. Fortnightly pay. Annual rego. Keep each cost on its own cycle and bring your plan together.

Payday to payday.

Give your fortnightly pay a plan for the bills, spending and priorities it needs to cover.

Think: your next two weeks

Meet your Buckets

Same bank accounts.
A little more purpose.

Buckets are virtual spaces in your plan. Give money a job while keeping it in the accounts you already use.

Bills

The must-pays.
Rent, power, internet.

A place for the essentials

Lifestyle

The good stuff.
Dinner out, gigs, weekends.

Room to enjoy right now

Goals

The bigger plans.
A trip, a move, a fresh start.

Give the future some space

Start with what you actually spend.

Bring in your statements. Review your transactions. Build a plan you can compare with real life.

BucketGrove Home dashboard showing Safe to Spend, key accounts, net cash flow and Bucket status
The BucketGrove Home dashboard from the existing product. Select the image to see the detail.

Bring in your history

Import supported Australian CSV, XLSX and PDF statements, then review and categorise transactions.

Bank connections are planned.

Find your rhythm

Plan expenses weekly, fortnightly, monthly, quarterly or yearly. Each cost keeps the cycle that fits.

See how it’s going

Compare actual spending with your plan by category and Bucket. Adjust with a clearer picture.

For the bigger picture, too.

From your first job to your first investment property, keep the Australian details in view.

A clearer tax-time record.

Mark potentially deductible expenses as you review them. See the financial year from July to June when it’s time to prepare your records.

Record organisation, not tax advice.

Own an investment property?

See the rent, fees and repairs behind your property manager’s deposit by importing a supported owner statement.

Currently supports Ray White owner statements.

A plan for your money.
More room for your life.

Join early access

Help shape a clearer Australian way to plan money.